Terms of Use 

General

The following Terms of Use constitute a contract between you and Southeastern Data Cooperative, Inc. ("SEDC"), and apply to your payment to your utility provider by means of credit/debit cards and e-checks ("Payment") on the SEDC Payment Gateway (the "Service").  By submitting Payment information using the Service you agree to the terms and conditions of these Terms of Use and any documents incorporated by reference.  You further agree that the Terms of Use form a legally binding contract between you and SEDC. 

In these Terms of Use, "you" or "your" means any person or entity using the Service, and   "SEDC" refers to SEDC and its subsidiaries, affiliates, directors, officers, employees, agents and contractors.

SEDC reserves the right to make changes to this website (including, without limitation, discontinuing or changing this website or the Service) and these Terms of Use at any time, with or without notice. If any provision of the Terms of Use is deemed invalid, void or for any reason unenforceable, that provision shall be deemed severable and shall not affect the validity and enforceability of any remaining term or condition.

Payment Transactions

Completion of a Payment transaction using the Service may require the authorization of your Payment by your credit card company or financial institution, the facilitation of payment by credit card associations and financial institutions, and acceptance of your Payment by your utility provider. SEDC makes no representations or warranties regarding the amount of time needed to complete processing your Payment, which could be affected by delays caused by financial institutions or credit card associations, and SEDC shall not be held liable for any such delays in processing time.

Further, in the event your Payment is not processed or authorized by your card company or financial institution or your utility provider fails to accept your Payment, your payment liability shall remain outstanding and unpaid and you may be subject to late fees and interest charges assessed by your utility provider, all of which obligations remain your sole responsibility.  SEDC shall not be held liable for: (a) any claim that your Payment was not processed, authorized or accepted, or any resulting fees and interest charges that you might incur; (b) any inability by you to use or access the Service or the website for any reason; and (c) any cause over which SEDC does not have direct control, including problems arising from computer hardware or software (including computer viruses), telephone or other communications, or Internet service providers.

SEDC shall not be held responsible for errors, acts or failure to act of third parties, including but not limited to financial institutions, credit card associations, communication carriers, Internet providers, your utility provider, or clearing houses through which transactions are originated or processed, and no such third party shall be deemed an agent of SEDC.

Payment Information

In using the Service you are responsible for maintaining the confidentiality of your personal information and for restricting access to the computer on which you submit such information.  SEDC is not responsible for the action or inaction of your card company, your utility provider, or any credit card association or financial institution with regard to the personal information that you provide.  SEDC will not have any liability whatsoever in connection with any unauthorized interception or use of data relating to you or the Service.  

Disclaimer of Warranties and Limitation of Liability

THIS SITE AND THE SERVICE IS PROVIDED BY SEDC ON AN "AS IS" AND "AS AVAILABLE" BASIS. SEDC MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THIS SITE OR THE INFORMATION, CONTENT, MATERIALS, PRODUCTS OR SERVICES INCLUDED ON THIS SITE. YOU EXPRESSLY AGREE THAT YOUR USE OF THIS SITE AND THE SERVICE IS AT YOUR SOLE RISK AND THAT YOU ARE SOLELY RESPONSIBLE FOR THE ACCURACY OF THE PERSONAL AND PAYMENT INFORMATION THAT YOU PROVIDE.

TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, SEDC DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION, ANY WARRANTIES REGARDING QUALITY, SUITABILITY, MERCHANTABILITY, AND FITNESS FOR A PARTICULAR PURPOSE.  SEDC SHALL NOT BE HELD LIABLE FOR ANY DAMAGES OF ANY KIND, INCLUDING (WITHOUT LIMITATION) DIRECT, INDIRECT, INCIDENTAL, PUNITIVE AND CONSEQUENTIAL DAMAGES ARISING FROM THE USE OF THE SERVICES AND THIS WEBSITE, ANY CREDIT CARD COMPANY'S NON-AUTHORIZATION OF YOUR CREDIT CARD PAYMENT, ANY FINANCIAL INSTITUTION'S FAILURE TO HONOR A PAYMENT, INCLUDING AN E-CHECK, FOR ANY REASON, ANY UTILITY'S NON-ACCEPTANCE OF YOUR PAYMENT OR FOR DISRUPTIONS IN SERVICE ON THIS SITE, REGARDLESS OF THE CAUSE. 

UNDER NO CIRCUMSTANCES WHATSOEVER SHALL SEDC BE LIABLE UNDER ANY THEORY OF TORT, CONTRACT, STRICT LIABILITY OR OTHER LEGAL THEORY FOR LOST PROFITS, LOST REVENUES, LOST BUSINESS OPPORTUNITIES, EXEMPLARY, PUNITIVE, SPECIAL, INCIDENTAL, INDIRECT OR CONSEQUENTIAL DAMAGES, EACH OF WHICH IS HEREBY EXCLUDED BY AGREEMENT OF THE PARTIES, REGARDLESS OF WHETHER SUCH DAMAGES WERE FORESEEABLE OR WHETHER ANY PARTY OR ANY ENTITY HAD BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Indemnification

You agree to indemnify and hold harmless SEDC from and against any and all liability, claims, actions, causes of action, losses, damages, demands, suits, judgments, costs and expenses (including attorney's fees and expenses) of every nature and description arising out of or relating to your use of the Service and this website.

Applicable Law

By visiting this website and using the Service, you agree that the laws of the State of Georgia, without regard to its principles of conflict of laws, will govern this Agreement and any dispute of any sort that might arise between you and SEDC.